Is my brother insured to drive my car during his visit to the UK?

martin c asked:


My brother lives in Sweden, and owns a car there.
I am in the UK, and have fully-comp insurance for my car.
Is my brother insured to drive my car when he visits, or do I need to add him to my named drivers list?
Thanks for your answer BLB.

I realise that every case is different, and the definitive answer can only come from my insurer.

I suppose I was being a bit lazy, but I just wondered :-
(a) whose insurance covers my brother when he is driving my car, is it my policy (with the cover reduced 3rd party) or can his Swedish insurance cover him?
and
(b) would my insurers not just say add him to your named drivers list for £££.
Trouble is, I already have 2 named drivers, I don’t think my policy allows more without hefty fees.
Quick update – I asked my insurers (esure), and they said he is not automatically covered on my insurance, so I need to check his insurance to see if it covers him.

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1 comment to Is my brother insured to drive my car during his visit to the UK?

  • blb

    Usually, if someone is not a regular driver of your vehicle and you give them permission to drive they are covered.

    The best thing for you to do is check with your insurance agent

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