busterdomino asked:
We have just had to cancel a holiday because my wife’s mother was taken into hospital. She is quite elderly and whilst her condition was not life threatening, she needed a drip infusion and was at first quite ill. However, she is now much better although somewhat confused. I have checked the policy and we seem to be covered but I am a little concerned that the claims people may say her condition didn’t require us to cancel although my wife is an only child and her(my wife’s mother) grandchildren for example live a considerable distance from us. Would appreciate any help or perhaps experience of similar situations.
We have just had to cancel a holiday because my wife’s mother was taken into hospital. She is quite elderly and whilst her condition was not life threatening, she needed a drip infusion and was at first quite ill. However, she is now much better although somewhat confused. I have checked the policy and we seem to be covered but I am a little concerned that the claims people may say her condition didn’t require us to cancel although my wife is an only child and her(my wife’s mother) grandchildren for example live a considerable distance from us. Would appreciate any help or perhaps experience of similar situations.
only thing i can suggest is got to your mother in laws doctor and get him to write out a report regarding her condition at the time you cancelled your holiday and then submit that to your holiday insurance
good luck !
It’s a bit of a dodgy one. It’s really going to depend on your insurance company – the terms and conditions on your policy will be fairly vague about situations like this and are open to interpretation by the company. Your mother-in-law is immediate family, so this will give you some weight. I can only recommend that you make the claim and stick to your guns – hopefully you’ll come out on top. I’m sorry not to be of more help, but I’ll keep my fingers crossed for you.